1106 W 41st Street, Kearney, NE

$395,000

Great home for a great value! Professionally cleaned and painted, this home is ready for a fresh start with its new owners. Large living spaces and kitchen. Full of natural light. The covered porch is perfect for entertainment or a quiet morning of relaxation. Along with bedrooms and an abundance of storage, the walkout basement has a unique feature of a full bonus room under the garage.

Type: SINGLE FAMILY
Beds: 4
Baths: 3
Style: Ranch
Year: 2001
MLS ID: 20240465

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Interior

Above Grade: 1601-1800
Below Grade: 2216
Main Floor: 1640
Upper Floor: 0
Living Room:
Dining:
Kitchen:
Family:
Master Bedroom:
Bedroom 2:
Bedroom 3:
Bedroom 4:
Heat/Cool: Gas Forced Air,Central Air
Fireplaces: One
Basement: Yes
Description: Full,Walk-Out
Features: Garage Door Opener,Water Softener Owned

Exterior

Lot Size: 9600 Sq ft
Acres:
Roof: Asphalt
Features:
Garage: Attached
Garage Spaces: 2

Other

Flood Plain:
Status: ACTIVE
Construction: Frame
Brokered By: eXp Realty
Utilities: City Water,City Sewer,Natural Gas
Tax Year: 2023
Taxes: $0

Mapped Property

* Google map locations are approximate estimates. Occasionally they are not accurate, especially in rural locations.

Contact us for more information:

Hannah Bruna

Phone: 308.660.0393

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Mortgage Calculator

Mortgage Loan Calculator

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator